diff --git a/frontend/src/components/QueryEditor.tsx b/frontend/src/components/QueryEditor.tsx
index ac28ab7..c441be8 100644
--- a/frontend/src/components/QueryEditor.tsx
+++ b/frontend/src/components/QueryEditor.tsx
@@ -763,6 +763,7 @@ type PendingSqlEditorTransaction = {
     commitMode: 'manual' | 'auto';
     autoCommitDelayMs: number;
     createdAt: number;
+    autoCommitDueAt?: number | null;
 };
 
 const normalizeEditorPosition = (position: any): { lineNumber: number; column: number } | null => {
@@ -2048,6 +2049,7 @@ const QueryEditor: React.FC<{ tab: TabData; isActive?: boolean }> = ({ tab, isAc
   const setQueryOptions = useStore(state => state.setQueryOptions);
   const sqlEditorTransactionOptions = useStore(state => state.sqlEditorTransactionOptions);
   const setSqlEditorTransactionOptions = useStore(state => state.setSqlEditorTransactionOptions);
+  const setSqlEditorPendingTransaction = useStore(state => state.setSqlEditorPendingTransaction);
   const [isResultPanelVisible, setIsResultPanelVisible] = useState(
       () => tab.resultPanelVisible === true
   );
@@ -2110,7 +2112,8 @@ const QueryEditor: React.FC<{ tab: TabData; isActive?: boolean }> = ({ tab, isAc
   const updatePendingSqlTransaction = useCallback((transaction: PendingSqlEditorTransaction | null) => {
       pendingSqlTransactionRef.current = transaction;
       setPendingSqlTransaction(transaction);
-  }, []);
+      setSqlEditorPendingTransaction(tab.id, transaction);
+  }, [setSqlEditorPendingTransaction, tab.id]);
   const finishPendingSqlTransaction = useCallback(async (
       action: 'commit' | 'rollback',
       source: 'manual' | 'auto' = 'manual',
@@ -2145,11 +2148,12 @@ const QueryEditor: React.FC<{ tab: TabData; isActive?: boolean }> = ({ tab, isAc
   }, [clearSqlEditorAutoCommitTimer, updatePendingSqlTransaction]);
   const activatePendingSqlTransaction = useCallback((transaction: PendingSqlEditorTransaction) => {
       clearSqlEditorAutoCommitTimer();
-      updatePendingSqlTransaction(transaction);
-      if (transaction.commitMode !== 'auto') {
+      const dueAt = transaction.commitMode === 'auto' ? Date.now() + transaction.autoCommitDelayMs : null;
+      const nextTransaction = { ...transaction, autoCommitDueAt: dueAt };
+      updatePendingSqlTransaction(nextTransaction);
+      if (nextTransaction.commitMode !== 'auto' || !dueAt) {
           return;
       }
-      const dueAt = Date.now() + transaction.autoCommitDelayMs;
       const updateRemaining = () => {
           setSqlEditorAutoCommitRemainingSeconds(Math.max(1, Math.ceil((dueAt - Date.now()) / 1000)));
       };
@@ -2162,8 +2166,8 @@ const QueryEditor: React.FC<{ tab: TabData; isActive?: boolean }> = ({ tab, isAc
               sqlEditorAutoCommitCountdownRef.current = null;
           }
           setSqlEditorAutoCommitRemainingSeconds(null);
-          void finishPendingSqlTransaction('commit', 'auto', transaction.id);
-      }, transaction.autoCommitDelayMs);
+          void finishPendingSqlTransaction('commit', 'auto', nextTransaction.id);
+      }, nextTransaction.autoCommitDelayMs);
   }, [clearSqlEditorAutoCommitTimer, finishPendingSqlTransaction, updatePendingSqlTransaction]);
   useEffect(() => {
       return () => {
@@ -2171,10 +2175,11 @@ const QueryEditor: React.FC<{ tab: TabData; isActive?: boolean }> = ({ tab, isAc
           const transaction = pendingSqlTransactionRef.current;
           if (transaction?.id) {
               pendingSqlTransactionRef.current = null;
+              setSqlEditorPendingTransaction(tab.id, null);
               void DBRollbackTransaction(transaction.id);
           }
       };
-  }, [clearSqlEditorAutoCommitTimer]);
+  }, [clearSqlEditorAutoCommitTimer, setSqlEditorPendingTransaction, tab.id]);
   const autoFetchVisible = useAutoFetchVisibility();
 
   const currentSavedQuery = useMemo(() => {
diff --git a/frontend/src/components/ai/AIBuiltinToolsCatalog.test.tsx b/frontend/src/components/ai/AIBuiltinToolsCatalog.test.tsx
index 89f95ab..a29f9e1 100644
--- a/frontend/src/components/ai/AIBuiltinToolsCatalog.test.tsx
+++ b/frontend/src/components/ai/AIBuiltinToolsCatalog.test.tsx
@@ -71,6 +71,9 @@ describe('AIBuiltinToolsCatalog', () => {
     expect(markup).toContain('inspect_recent_sql_logs');
     expect(markup).toContain('总结最近 SQL 活动');
     expect(markup).toContain('inspect_recent_sql_activity');
+    expect(markup).toContain('核对 SQL 编辑器事务');
+    expect(markup).toContain('inspect_sql_editor_transaction');
+    expect(markup).toContain('待提交事务');
     expect(markup).toContain('SQL 风险预检');
     expect(markup).toContain('inspect_sql_risk');
     expect(markup).toContain('WHERE 条件');
diff --git a/frontend/src/components/ai/AIBuiltinToolsCatalog.tsx b/frontend/src/components/ai/AIBuiltinToolsCatalog.tsx
index feba9dd..1761af4 100644
--- a/frontend/src/components/ai/AIBuiltinToolsCatalog.tsx
+++ b/frontend/src/components/ai/AIBuiltinToolsCatalog.tsx
@@ -145,6 +145,11 @@ const BUILTIN_TOOL_FLOWS = [
     steps: 'inspect_recent_sql_activity → inspect_recent_sql_logs → inspect_current_connection',
     description: '适合先看最近到底以读还是写为主、有没有 DDL 或删除、哪个库最近报错最多，再决定继续下钻哪条日志或哪个连接。',
   },
+  {
+    title: '核对 SQL 编辑器事务',
+    steps: 'inspect_sql_editor_transaction → inspect_recent_sql_activity → inspect_sql_risk',
+    description: '适合先确认 SQL 编辑器 DML 是否会进入托管事务、当前是手动还是自动提交、有没有待提交事务，再解释 update/insert/delete 执行后的提交语义。',
+  },
   {
     title: 'SQL 风险预检',
     steps: 'inspect_sql_risk → inspect_ai_safety → execute_sql',
diff --git a/frontend/src/components/ai/aiLocalToolExecutor.test.ts b/frontend/src/components/ai/aiLocalToolExecutor.test.ts
index 738d865..ef39f0b 100644
--- a/frontend/src/components/ai/aiLocalToolExecutor.test.ts
+++ b/frontend/src/components/ai/aiLocalToolExecutor.test.ts
@@ -481,6 +481,61 @@ describe('aiLocalToolExecutor', () => {
     expect(result.content).not.toContain('SELECT * FROM users LIMIT 10');
   });
 
+  it('returns sql editor transaction settings, active dml semantics, and pending transactions', async () => {
+    const result = await executeLocalAIToolCall({
+      toolCall: buildToolCall('inspect_sql_editor_transaction', {}),
+      connections: [buildConnection()],
+      tabs: [{
+        id: 'tab-query-1',
+        title: '订单更新',
+        type: 'query',
+        connectionId: 'conn-1',
+        dbName: 'crm',
+        query: 'UPDATE orders SET status = \'paid\' WHERE id = 1',
+        resultPanelVisible: true,
+      }],
+      activeTabId: 'tab-query-1',
+      mcpTools: [],
+      toolContextMap: new Map(),
+      sqlLogs: [{
+        id: 'log-1',
+        timestamp: 10,
+        sql: 'UPDATE orders SET status = \'paid\' WHERE id = 1',
+        status: 'success',
+        duration: 42,
+        dbName: 'crm',
+        affectedRows: 1,
+      }],
+      runtime: {
+        getDatabases: vi.fn(),
+        getTables: vi.fn(),
+        getSqlEditorTransactionState: vi.fn().mockResolvedValue({
+          commitMode: 'auto',
+          autoCommitDelayMs: 3000,
+          pendingTransactions: {
+            'tab-query-1': {
+              id: 'tx-1',
+              tabId: 'tab-query-1',
+              commitMode: 'auto',
+              autoCommitDelayMs: 3000,
+              createdAt: 1000,
+              autoCommitDueAt: Date.now() + 3000,
+            },
+          },
+        }),
+      },
+    });
+
+    expect(result.success).toBe(true);
+    expect(result.content).toContain('"commitMode":"auto"');
+    expect(result.content).toContain('"transactionAlwaysOnForDML":true');
+    expect(result.content).toContain('"usesManagedTransaction":true');
+    expect(result.content).toContain('"pendingTransactionCount":1');
+    expect(result.content).toContain('"activePendingTransaction"');
+    expect(result.content).toContain('自动提交，但 DML 仍会先进入托管事务');
+    expect(result.content).toContain('UPDATE orders SET status');
+  });
+
   it('returns a database overview bundle with per-table column previews in one tool call', async () => {
     const result = await executeLocalAIToolCall({
       toolCall: buildToolCall('inspect_database_bundle', {
diff --git a/frontend/src/components/ai/aiLocalToolRuntime.ts b/frontend/src/components/ai/aiLocalToolRuntime.ts
index 3009a1c..7e8c8e9 100644
--- a/frontend/src/components/ai/aiLocalToolRuntime.ts
+++ b/frontend/src/components/ai/aiLocalToolRuntime.ts
@@ -105,6 +105,13 @@ export const buildDefaultLocalToolRuntime = (): AILocalToolRuntime => ({
     }
     return service.AIGetMCPClientInstallStatuses();
   },
+  getSqlEditorTransactionState: async () => {
+    const state = useStore.getState();
+    return {
+      ...state.sqlEditorTransactionOptions,
+      pendingTransactions: state.sqlEditorPendingTransactions,
+    };
+  },
   getShortcutOptions: async () => useStore.getState().shortcutOptions,
   getShortcutPlatform: async () => getShortcutPlatform(isMacLikePlatform()),
 });
diff --git a/frontend/src/components/ai/aiSlashCommands.test.ts b/frontend/src/components/ai/aiSlashCommands.test.ts
index c27717f..7ce3e5b 100644
--- a/frontend/src/components/ai/aiSlashCommands.test.ts
+++ b/frontend/src/components/ai/aiSlashCommands.test.ts
@@ -20,6 +20,7 @@ describe('aiSlashCommands', () => {
     expect(commands.some((command) => command.cmd === '/shortcuts')).toBe(true);
     expect(commands.some((command) => command.cmd === '/applog')).toBe(true);
     expect(commands.some((command) => command.cmd === '/airender')).toBe(true);
+    expect(commands.some((command) => command.cmd === '/tx')).toBe(true);
   });
 
   it('supports filtering by chinese keywords in addition to command prefix', () => {
@@ -49,6 +50,12 @@ describe('aiSlashCommands', () => {
     expect(filterAISlashCommands('/air').map((command) => command.cmd)).toContain('/airender');
   });
 
+  it('supports filtering sql editor transaction diagnostics by keyword and command prefix', () => {
+    expect(filterAISlashCommands('自动提交').map((command) => command.cmd)).toContain('/tx');
+    expect(filterAISlashCommands('未提交').map((command) => command.cmd)).toContain('/tx');
+    expect(filterAISlashCommands('/tx').map((command) => command.cmd)).toContain('/tx');
+  });
+
   it('supports filtering mcp tool schema diagnostics by keyword and command prefix', () => {
     expect(filterAISlashCommands('arguments').map((command) => command.cmd)).toContain('/mcptool');
     expect(filterAISlashCommands('MCP工具参数').map((command) => command.cmd)).toContain('/mcptool');
@@ -77,6 +84,7 @@ describe('aiSlashCommands', () => {
     expect(featured).toContain('/mcp');
     expect(featured).toContain('/mcpadd');
     expect(featured).toContain('/connfail');
+    expect(featured).toContain('/tx');
     expect(featured).not.toContain('/shortcuts');
   });
 });
diff --git a/frontend/src/components/ai/aiSlashCommands.ts b/frontend/src/components/ai/aiSlashCommands.ts
index 3ee6dea..d72c1d2 100644
--- a/frontend/src/components/ai/aiSlashCommands.ts
+++ b/frontend/src/components/ai/aiSlashCommands.ts
@@ -58,6 +58,7 @@ export const DEFAULT_AI_SLASH_COMMANDS: AISlashCommandDefinition[] = [
   { cmd: '/airender', label: '🧯 AI 渲染异常', desc: '读取最近一次 AI 消息渲染失败记录', prompt: '请先调用 inspect_ai_last_render_error，告诉我最近一次 AI 消息渲染失败记录里是哪条消息、报错摘要是什么，以及下一步该怎么排查。', category: 'diagnose', keywords: ['渲染失败', '气泡空白', 'ai消息', 'render', '白块'] },
   { cmd: '/safety', label: '🛡️ 查看写入安全', desc: '确认只读/写入边界和 allowMutating', prompt: '请先调用 inspect_ai_safety，告诉我当前 AI 和 GoNavi MCP 的写入边界、是否只读，以及 execute_sql 是否需要 allowMutating。', category: 'diagnose', keywords: ['安全', '只读', 'allowmutating', 'ddl', 'dml'] },
   { cmd: '/activity', label: '🕘 最近 SQL 活动', desc: '总结最近执行、报错和热点', prompt: '请先调用 inspect_recent_sql_activity，帮我总结最近 SQL 活动、错误热点和主要读写类型。', category: 'diagnose', keywords: ['activity', 'sql日志', '最近执行', '报错'] },
+  { cmd: '/tx', label: '🔁 SQL 事务状态', desc: '查看 SQL 编辑器提交模式和待提交事务', prompt: '请先调用 inspect_sql_editor_transaction，告诉我 SQL 编辑器当前 DML 托管事务语义、手动/自动提交设置、活动 SQL 页签是否会进入事务、是否有待提交事务，以及下一步应该提交、回滚还是继续执行。', category: 'diagnose', featured: true, keywords: ['事务', 'transaction', '提交', '自动提交', '手动提交', '未提交', 'dml'] },
 ];
 
 const buildCommandSearchText = (command: AISlashCommandDefinition): string => [
diff --git a/frontend/src/components/ai/aiSnapshotInspectionToolExecutor.ts b/frontend/src/components/ai/aiSnapshotInspectionToolExecutor.ts
index 08f58cb..fbc5980 100644
--- a/frontend/src/components/ai/aiSnapshotInspectionToolExecutor.ts
+++ b/frontend/src/components/ai/aiSnapshotInspectionToolExecutor.ts
@@ -31,6 +31,7 @@ import {
   buildRecentSqlActivitySnapshot,
   buildRecentSqlLogsSnapshot,
 } from './aiSqlLogInsights';
+import { buildSqlEditorTransactionSnapshot } from './aiSqlEditorTransactionInsights';
 import {
   buildActiveTabSnapshot,
   buildWorkspaceTabsSnapshot,
@@ -300,6 +301,22 @@ export async function executeSnapshotInspectionToolCall(
           })),
           success: true,
         };
+      case 'inspect_sql_editor_transaction': {
+        const transactionState = typeof runtime?.getSqlEditorTransactionState === 'function'
+          ? await runtime.getSqlEditorTransactionState()
+          : undefined;
+        return {
+          content: JSON.stringify(buildSqlEditorTransactionSnapshot({
+            transactionState,
+            tabs,
+            activeTabId,
+            connections,
+            sqlLogs,
+            includeSqlPreview: args.includeSqlPreview !== false,
+          })),
+          success: true,
+        };
+      }
       case 'inspect_app_logs': {
         const readResult = typeof runtime?.readAppLogTail === 'function'
           ? await runtime.readAppLogTail(Number(args.lineLimit) || 80, String(args.keyword || ''))
@@ -403,6 +420,7 @@ export async function executeSnapshotInspectionToolCall(
       inspect_ai_context: '读取当前 AI 上下文失败',
       inspect_recent_sql_logs: '获取最近 SQL 日志失败',
       inspect_recent_sql_activity: '汇总最近 SQL 活动失败',
+      inspect_sql_editor_transaction: '读取 SQL 编辑器事务状态失败',
       inspect_sql_risk: '检查 SQL 风险失败',
       inspect_app_logs: '读取 GoNavi 应用日志失败',
       inspect_recent_connection_failures: '汇总最近连接失败记录失败',
diff --git a/frontend/src/components/ai/aiSnapshotInspectionToolTypes.ts b/frontend/src/components/ai/aiSnapshotInspectionToolTypes.ts
index 0bb0b37..b04c3c3 100644
--- a/frontend/src/components/ai/aiSnapshotInspectionToolTypes.ts
+++ b/frontend/src/components/ai/aiSnapshotInspectionToolTypes.ts
@@ -16,12 +16,28 @@ export interface AISnapshotInspectionRuntimeState {
   contextLevel?: string;
 }
 
+export interface AISqlEditorPendingTransactionRuntimeState {
+  id: string;
+  tabId: string;
+  commitMode: string;
+  autoCommitDelayMs: number;
+  createdAt: number;
+  autoCommitDueAt?: number | null;
+}
+
+export interface AISqlEditorTransactionRuntimeState {
+  commitMode?: string;
+  autoCommitDelayMs?: number;
+  pendingTransactions?: Record<string, AISqlEditorPendingTransactionRuntimeState>;
+}
+
 export interface AISnapshotInspectionRuntime {
   getAIRuntimeState?: () => Promise<AISnapshotInspectionRuntimeState | undefined>;
   getMCPServers?: () => Promise<AIMCPServerConfig[] | undefined>;
   getMCPClientInstallStatuses?: () => Promise<AIMCPClientInstallStatus[] | undefined>;
   getShortcutOptions?: () => Promise<ShortcutOptions | undefined>;
   getShortcutPlatform?: () => Promise<ShortcutPlatform | undefined>;
+  getSqlEditorTransactionState?: () => Promise<AISqlEditorTransactionRuntimeState | undefined>;
   readAppLogTail?: (lineLimit: number, keyword: string) => Promise<any>;
   readSQLFile?: (filePath: string) => Promise<any>;
   checkSQL?: (sql: string) => Promise<{ allowed?: boolean; operationType?: string } | undefined>;
diff --git a/frontend/src/components/ai/aiSqlEditorTransactionInsights.ts b/frontend/src/components/ai/aiSqlEditorTransactionInsights.ts
new file mode 100644
index 0000000..ade1bd4
--- /dev/null
+++ b/frontend/src/components/ai/aiSqlEditorTransactionInsights.ts
@@ -0,0 +1,235 @@
+import type { SqlLog } from '../../store';
+import type { SavedConnection, TabData } from '../../types';
+import { findSqlStatementRanges } from '../../utils/sqlStatementSelection';
+import { shouldUseSqlEditorManagedTransaction } from '../../utils/sqlEditorTransaction';
+import type {
+  AISqlEditorPendingTransactionRuntimeState,
+  AISqlEditorTransactionRuntimeState,
+} from './aiSnapshotInspectionToolTypes';
+
+type SqlEditorCommitMode = 'manual' | 'auto';
+
+const DEFAULT_AUTO_COMMIT_DELAY_MS = 5000;
+const SQL_PREVIEW_LIMIT = 1200;
+
+const normalizeCommitMode = (value: unknown): SqlEditorCommitMode =>
+  String(value || '').trim().toLowerCase() === 'auto' ? 'auto' : 'manual';
+
+const normalizeDelayMs = (value: unknown): number => {
+  const delayMs = Number(value);
+  return Number.isFinite(delayMs) && delayMs > 0 ? delayMs : DEFAULT_AUTO_COMMIT_DELAY_MS;
+};
+
+const splitStatements = (sql: string): string[] =>
+  findSqlStatementRanges(String(sql || ''))
+    .map((range) => String(range.text || '').trim())
+    .filter(Boolean);
+
+const hasTransactionControlStatement = (statement: string): boolean =>
+  /^\s*(begin|commit|rollback|savepoint|release)\b/i.test(statement)
+  || /^\s*start\s+transaction\b/i.test(statement);
+
+const buildTabSummary = (
+  tab: TabData | undefined,
+  connections: SavedConnection[],
+) => {
+  if (!tab) return null;
+  const connection = connections.find((item) => item.id === tab.connectionId);
+  return {
+    id: tab.id,
+    title: tab.title,
+    type: tab.type,
+    connectionId: tab.connectionId,
+    connectionName: connection?.name || '',
+    connectionType: connection?.config?.type || '',
+    dbName: tab.dbName || '',
+    filePath: tab.filePath || '',
+    resultPanelVisible: tab.resultPanelVisible === true,
+    readOnly: tab.readOnly === true,
+  };
+};
+
+const buildActiveSqlTabSnapshot = (params: {
+  tabs?: TabData[];
+  activeTabId?: string | null;
+  connections: SavedConnection[];
+  includeSqlPreview?: boolean;
+}) => {
+  const { tabs = [], activeTabId = null, connections, includeSqlPreview = true } = params;
+  const activeTab = tabs.find((tab) => tab.id === activeTabId);
+  if (!activeTab) {
+    return {
+      hasActiveTab: false,
+      hasSql: false,
+      message: '当前没有活动页签',
+    };
+  }
+  if (activeTab.type !== 'query') {
+    return {
+      hasActiveTab: true,
+      hasSql: false,
+      message: '当前活动页签不是 SQL 编辑器页签',
+      tab: buildTabSummary(activeTab, connections),
+    };
+  }
+
+  const sql = String(activeTab.query || '').trim();
+  const statements = splitStatements(sql);
+  const hasExplicitTransactionControl = statements.some(hasTransactionControlStatement);
+  const usesManagedTransaction = shouldUseSqlEditorManagedTransaction(statements);
+
+  return {
+    hasActiveTab: true,
+    hasSql: sql.length > 0,
+    tab: buildTabSummary(activeTab, connections),
+    sqlPreview: includeSqlPreview ? sql.slice(0, SQL_PREVIEW_LIMIT) : '',
+    sqlCharCount: sql.length,
+    sqlTruncated: includeSqlPreview && sql.length > SQL_PREVIEW_LIMIT,
+    statementCount: statements.length,
+    hasExplicitTransactionControl,
+    usesManagedTransaction,
+    transactionSemantics: usesManagedTransaction
+      ? '执行 INSERT/UPDATE/DELETE/MERGE/REPLACE 等 DML 时会先进入 SQL 编辑器托管事务；提交设置只决定事务执行成功后何时 COMMIT。'
+      : hasExplicitTransactionControl
+        ? '检测到用户显式事务控制语句，GoNavi 不会再包一层 SQL 编辑器托管事务。'
+        : '当前 SQL 不会触发 SQL 编辑器托管事务；只读查询仍走普通查询路径。',
+  };
+};
+
+const buildPendingTransactionPreview = (params: {
+  item: AISqlEditorPendingTransactionRuntimeState;
+  tabs?: TabData[];
+  connections: SavedConnection[];
+  now: number;
+}) => {
+  const { item, tabs = [], connections, now } = params;
+  const tab = tabs.find((candidate) => candidate.id === item.tabId);
+  const commitMode = normalizeCommitMode(item.commitMode);
+  const dueAt = Number(item.autoCommitDueAt || 0);
+  const remainingMs = commitMode === 'auto' && dueAt > 0
+    ? Math.max(0, dueAt - now)
+    : null;
+
+  return {
+    id: item.id,
+    tabId: item.tabId,
+    tab: buildTabSummary(tab, connections),
+    commitMode,
+    autoCommitDelayMs: normalizeDelayMs(item.autoCommitDelayMs),
+    createdAt: Number(item.createdAt) || 0,
+    autoCommitDueAt: dueAt || null,
+    autoCommitRemainingMs: remainingMs,
+  };
+};
+
+const isRelevantSqlEditorTransactionLog = (log: SqlLog): boolean => {
+  const sql = String(log.sql || '');
+  const statements = splitStatements(sql);
+  if (shouldUseSqlEditorManagedTransaction(statements)) return true;
+  if (statements.some(hasTransactionControlStatement)) return true;
+  return /\b(transaction|commit|rollback)\b/i.test(sql)
+    || /事务|提交|回滚|transaction|commit|rollback/i.test(String(log.message || ''));
+};
+
+const buildRecentLogPreview = (log: SqlLog) => ({
+  id: log.id,
+  timestamp: log.timestamp,
+  status: log.status,
+  duration: log.duration,
+  dbName: log.dbName || '',
+  affectedRows: typeof log.affectedRows === 'number' ? log.affectedRows : null,
+  sqlPreview: String(log.sql || '').trim().slice(0, 1000),
+  message: log.message || '',
+});
+
+export const buildSqlEditorTransactionSnapshot = (params: {
+  transactionState?: AISqlEditorTransactionRuntimeState;
+  tabs?: TabData[];
+  activeTabId?: string | null;
+  connections: SavedConnection[];
+  sqlLogs?: SqlLog[];
+  includeSqlPreview?: boolean;
+  now?: number;
+}) => {
+  const {
+    transactionState,
+    tabs = [],
+    activeTabId = null,
+    connections,
+    sqlLogs = [],
+    includeSqlPreview = true,
+    now = Date.now(),
+  } = params;
+  const commitMode = normalizeCommitMode(transactionState?.commitMode);
+  const autoCommitDelayMs = normalizeDelayMs(transactionState?.autoCommitDelayMs);
+  const pendingTransactions = Object.values(transactionState?.pendingTransactions || {})
+    .map((item) => buildPendingTransactionPreview({ item, tabs, connections, now }))
+    .sort((left, right) => right.createdAt - left.createdAt);
+  const activePendingTransaction = pendingTransactions.find((item) => item.tabId === activeTabId) || null;
+  const activeSqlTab = buildActiveSqlTabSnapshot({
+    tabs,
+    activeTabId,
+    connections,
+    includeSqlPreview,
+  });
+  const activeUsesManagedTransaction = activeSqlTab.hasActiveTab
+    && activeSqlTab.hasSql
+    && 'usesManagedTransaction' in activeSqlTab
+    && activeSqlTab.usesManagedTransaction === true;
+  const activeHasExplicitTransactionControl = activeSqlTab.hasActiveTab
+    && activeSqlTab.hasSql
+    && 'hasExplicitTransactionControl' in activeSqlTab
+    && activeSqlTab.hasExplicitTransactionControl === true;
+  const recentRelevantLogs = sqlLogs
+    .filter(isRelevantSqlEditorTransactionLog)
+    .slice(0, 8)
+    .map(buildRecentLogPreview);
+
+  const warnings: string[] = [];
+  if (pendingTransactions.length > 0) {
+    warnings.push(`当前有 ${pendingTransactions.length} 个 SQL 编辑器托管事务待提交或回滚`);
+  }
+  if (activePendingTransaction) {
+    warnings.push('当前活动 SQL 页签已有待处理事务，继续执行新的 DML 前应先提交或回滚');
+  }
+  if (activeUsesManagedTransaction && commitMode === 'auto') {
+    warnings.push('当前设置为自动提交，但 DML 仍会先进入托管事务，只是在延迟到期后自动 COMMIT');
+  }
+  if (activeHasExplicitTransactionControl) {
+    warnings.push('当前 SQL 已包含显式事务控制，SQL 编辑器不会再接管提交/回滚');
+  }
+
+  const nextActions: string[] = [];
+  if (activePendingTransaction) {
+    nextActions.push('先让用户在结果区事务条点击“提交”或“回滚”，或等待自动提交倒计时结束');
+  } else if (pendingTransactions.length > 0) {
+    nextActions.push('如要继续执行 DML，先切回对应 SQL 页签处理待提交事务');
+  }
+  if (activeUsesManagedTransaction) {
+    nextActions.push(commitMode === 'auto'
+      ? `说明当前 DML 会先开启托管事务，执行成功后约 ${Math.round(autoCommitDelayMs / 1000)} 秒自动提交`
+      : '说明当前 DML 会先开启托管事务，执行成功后需要手动点击提交或回滚');
+  }
+  if (!activeSqlTab.hasActiveTab || !activeSqlTab.hasSql) {
+    nextActions.push('先切换到包含 SQL 草稿的查询页签，或让用户贴出要执行的 SQL');
+  }
+  if (recentRelevantLogs.length > 0) {
+    nextActions.push('结合 recentRelevantLogs 回看最近写入/事务执行结果，必要时再调用 inspect_recent_sql_activity 下钻');
+  }
+
+  return {
+    commitPolicy: {
+      commitMode,
+      autoCommitDelayMs,
+      transactionAlwaysOnForDML: true,
+      semantics: 'SQL 编辑器执行 INSERT/UPDATE/DELETE/MERGE/REPLACE 等 DML 时始终先进入托管事务；“手动/自动”只控制执行成功后的 COMMIT 时机，不控制是否开启事务。',
+    },
+    activeSqlTab,
+    pendingTransactionCount: pendingTransactions.length,
+    activePendingTransaction,
+    pendingTransactions,
+    recentRelevantLogs,
+    warnings,
+    nextActions,
+  };
+};
diff --git a/frontend/src/components/ai/aiSystemContextMessages.test.ts b/frontend/src/components/ai/aiSystemContextMessages.test.ts
index 148d06d..8541bb9 100644
--- a/frontend/src/components/ai/aiSystemContextMessages.test.ts
+++ b/frontend/src/components/ai/aiSystemContextMessages.test.ts
@@ -68,7 +68,7 @@ describe('buildAISystemContextMessages', () => {
       connections: [connections[0]],
       tabs: [],
       activeTabId: null,
-      availableToolNames: ['inspect_workspace_tabs', 'inspect_app_health', 'inspect_ai_setup_health', 'inspect_ai_runtime', 'inspect_ai_safety', 'inspect_ai_providers', 'inspect_ai_chat_readiness', 'inspect_mcp_setup', 'inspect_mcp_authoring_guide', 'inspect_mcp_draft', 'inspect_mcp_tool_schema', 'inspect_ai_guidance', 'inspect_ai_context', 'inspect_current_connection', 'inspect_connection_capabilities', 'inspect_saved_connections', 'inspect_external_sql_directories', 'inspect_external_sql_file', 'inspect_recent_sql_activity', 'inspect_sql_risk', 'inspect_recent_connection_failures', 'inspect_app_logs', 'inspect_ai_last_render_error', 'inspect_ai_message_flow', 'inspect_saved_queries', 'inspect_ai_sessions', 'inspect_sql_snippets', 'inspect_shortcuts', 'get_columns'],
+      availableToolNames: ['inspect_workspace_tabs', 'inspect_app_health', 'inspect_ai_setup_health', 'inspect_ai_runtime', 'inspect_ai_safety', 'inspect_ai_providers', 'inspect_ai_chat_readiness', 'inspect_mcp_setup', 'inspect_mcp_authoring_guide', 'inspect_mcp_draft', 'inspect_mcp_tool_schema', 'inspect_ai_guidance', 'inspect_ai_context', 'inspect_current_connection', 'inspect_connection_capabilities', 'inspect_saved_connections', 'inspect_external_sql_directories', 'inspect_external_sql_file', 'inspect_recent_sql_activity', 'inspect_sql_editor_transaction', 'inspect_sql_risk', 'inspect_recent_connection_failures', 'inspect_app_logs', 'inspect_ai_last_render_error', 'inspect_ai_message_flow', 'inspect_saved_queries', 'inspect_ai_sessions', 'inspect_sql_snippets', 'inspect_shortcuts', 'get_columns'],
       skills,
       userPromptSettings,
     });
@@ -93,6 +93,7 @@ describe('buildAISystemContextMessages', () => {
     expect(joined).toContain('inspect_external_sql_directories');
     expect(joined).toContain('inspect_external_sql_file');
     expect(joined).toContain('inspect_recent_sql_activity');
+    expect(joined).toContain('inspect_sql_editor_transaction 读取真实提交设置');
     expect(joined).toContain('inspect_sql_risk');
     expect(joined).toContain('inspect_recent_connection_failures 读取真实连接失败总结');
     expect(joined).toContain('inspect_app_logs 读取真实应用日志尾部');
diff --git a/frontend/src/components/ai/aiSystemInspectionGuidance.ts b/frontend/src/components/ai/aiSystemInspectionGuidance.ts
index dd9f8e2..7e510b7 100644
--- a/frontend/src/components/ai/aiSystemInspectionGuidance.ts
+++ b/frontend/src/components/ai/aiSystemInspectionGuidance.ts
@@ -176,6 +176,12 @@ export const appendDatabaseInspectionGuidanceMessages = (
     'inspect_recent_sql_activity',
     '如果用户提到“最近都执行了什么”“是不是刚删过数据”“最近主要在查还是在改”“哪个库最近报错最多”，优先调用 inspect_recent_sql_activity 先读最近 SQL 活动总结，再决定是否继续下钻 inspect_recent_sql_logs 看具体语句。',
   );
+  appendGuidanceIfToolAvailable(
+    messages,
+    availableToolNames,
+    'inspect_sql_editor_transaction',
+    '如果用户提到“SQL 编辑器手动提交/自动提交”“当前有没有未提交事务”“执行 update/insert/delete 会不会自动提交”“事务语义是不是理解错了”，优先调用 inspect_sql_editor_transaction 读取真实提交设置、待提交事务和当前 SQL 页签是否会进入托管事务，不要凭记忆解释。',
+  );
   appendGuidanceIfToolAvailable(
     messages,
     availableToolNames,
diff --git a/frontend/src/components/ai/messageBubble/AIMessageStatusBlocks.tsx b/frontend/src/components/ai/messageBubble/AIMessageStatusBlocks.tsx
index 8c516ed..917c64c 100644
--- a/frontend/src/components/ai/messageBubble/AIMessageStatusBlocks.tsx
+++ b/frontend/src/components/ai/messageBubble/AIMessageStatusBlocks.tsx
@@ -53,6 +53,7 @@ const TOOL_ACTION_LABELS: Record<string, string> = {
   inspect_workspace_tabs: '盘点当前工作区页签',
   inspect_recent_sql_logs: '回看最近 SQL 执行日志',
   inspect_recent_sql_activity: '总结最近 SQL 活动',
+  inspect_sql_editor_transaction: '读取 SQL 编辑器事务状态',
   inspect_app_logs: '回看 GoNavi 应用日志',
   inspect_recent_connection_failures: '总结最近连接失败记录',
   inspect_ai_last_render_error: '读取最近一次 AI 渲染异常',
diff --git a/frontend/src/store.ts b/frontend/src/store.ts
index 06426fa..61f2967 100644
--- a/frontend/src/store.ts
+++ b/frontend/src/store.ts
@@ -1124,6 +1124,15 @@ export interface SqlEditorTransactionOptions {
   autoCommitDelayMs: number;
 }
 
+export interface SqlEditorPendingTransactionState {
+  id: string;
+  tabId: string;
+  commitMode: "manual" | "auto";
+  autoCommitDelayMs: number;
+  createdAt: number;
+  autoCommitDueAt?: number | null;
+}
+
 interface AppState {
   connections: SavedConnection[];
   connectionTags: ConnectionTag[];
@@ -1143,6 +1152,7 @@ interface AppState {
   queryOptions: QueryOptions;
   dataEditTransactionOptions: DataEditTransactionOptions;
   sqlEditorTransactionOptions: SqlEditorTransactionOptions;
+  sqlEditorPendingTransactions: Record<string, SqlEditorPendingTransactionState>;
   shortcutOptions: ShortcutOptions;
   sqlSnippets: SqlSnippet[];
   sqlLogs: SqlLog[];
@@ -1254,6 +1264,10 @@ interface AppState {
   setSqlEditorTransactionOptions: (
     options: Partial<SqlEditorTransactionOptions>,
   ) => void;
+  setSqlEditorPendingTransaction: (
+    tabId: string,
+    transaction: Omit<SqlEditorPendingTransactionState, "tabId"> | null,
+  ) => void;
   updateShortcut: (
     action: ShortcutAction,
     binding: Partial<ShortcutPlatformBinding>,
@@ -2051,6 +2065,7 @@ export const useStore = create<AppState>()(
         commitMode: "manual",
         autoCommitDelayMs: 5000,
       },
+      sqlEditorPendingTransactions: {},
       shortcutOptions: cloneShortcutOptions(DEFAULT_SHORTCUT_OPTIONS),
       sqlSnippets: DEFAULT_SQL_SNIPPETS,
       sqlLogs: [],
@@ -2809,6 +2824,23 @@ export const useStore = create<AppState>()(
             ...options,
           }),
         })),
+      setSqlEditorPendingTransaction: (tabId, transaction) =>
+        set((state) => {
+          const safeTabId = String(tabId || "").trim();
+          if (!safeTabId) {
+            return {};
+          }
+          const next = { ...state.sqlEditorPendingTransactions };
+          if (!transaction) {
+            delete next[safeTabId];
+            return { sqlEditorPendingTransactions: next };
+          }
+          next[safeTabId] = {
+            ...transaction,
+            tabId: safeTabId,
+          };
+          return { sqlEditorPendingTransactions: next };
+        }),
       updateShortcut: (action, binding, platform) => {
         runWithExplicitShortcutPersistence(() => {
           const targetPlatform = platform ?? getShortcutPlatform();
diff --git a/frontend/src/utils/aiBuiltinInspectionToolInfo.ts b/frontend/src/utils/aiBuiltinInspectionToolInfo.ts
index 3356689..3bcd8f6 100644
--- a/frontend/src/utils/aiBuiltinInspectionToolInfo.ts
+++ b/frontend/src/utils/aiBuiltinInspectionToolInfo.ts
@@ -463,6 +463,28 @@ export const BUILTIN_AI_INSPECTION_TOOL_INFO: AIBuiltinToolInfo[] = [
       },
     },
   },
+  {
+    name: "inspect_sql_editor_transaction",
+    icon: "🔁",
+    desc: "查看 SQL 编辑器事务提交状态",
+    detail:
+      "返回 SQL 编辑器 DML 托管事务语义、当前手动/自动提交设置、活动 SQL 页签是否会进入托管事务、待提交事务以及最近写入/事务执行记录。适合用户问“手动/自动提交到底是什么意思”“当前有没有事务没提交”“执行 update/insert/delete 会不会自动提交”时先读真实状态。",
+    params: "includeSqlPreview?(默认 true)",
+    tool: {
+      type: "function",
+      function: {
+        name: "inspect_sql_editor_transaction",
+        description:
+          "读取 SQL 编辑器事务状态快照，包括 DML 始终进入托管事务的真实语义、当前提交模式、自动提交延迟、活动 SQL 页签是否会触发托管事务、待提交事务列表和最近写入/事务日志。适用于用户提到 SQL 编辑器手动提交、自动提交、未提交事务、DML 执行后是否提交或事务语义不清时，先读取真实状态再解释。",
+        parameters: {
+          type: "object",
+          properties: {
+            includeSqlPreview: { type: "boolean", description: "可选，是否返回活动 SQL 页签的 SQL 预览，默认 true" },
+          },
+        },
+      },
+    },
+  },
   {
     name: "inspect_sql_risk",
     icon: "🛑",
diff --git a/frontend/src/utils/aiToolRegistry.test.ts b/frontend/src/utils/aiToolRegistry.test.ts
index 8353278..70e2354 100644
--- a/frontend/src/utils/aiToolRegistry.test.ts
+++ b/frontend/src/utils/aiToolRegistry.test.ts
@@ -147,6 +147,7 @@ describe('aiToolRegistry', () => {
 
   it('registers the recent-sql-activity, saved-query, and sql-snippet inspectors as builtin tools', () => {
     const recentActivityTool = BUILTIN_AI_TOOL_INFO.find((item) => item.name === 'inspect_recent_sql_activity');
+    const sqlEditorTransactionTool = BUILTIN_AI_TOOL_INFO.find((item) => item.name === 'inspect_sql_editor_transaction');
     const sqlRiskTool = BUILTIN_AI_TOOL_INFO.find((item) => item.name === 'inspect_sql_risk');
     const appLogTool = BUILTIN_AI_TOOL_INFO.find((item) => item.name === 'inspect_app_logs');
     const connectionFailureTool = BUILTIN_AI_TOOL_INFO.find((item) => item.name === 'inspect_recent_connection_failures');
@@ -158,6 +159,8 @@ describe('aiToolRegistry', () => {
 
     expect(recentActivityTool?.desc).toContain('最近 SQL 活动');
     expect(recentActivityTool?.tool.function.description).toContain('最近 SQL 活动');
+    expect(sqlEditorTransactionTool?.desc).toContain('SQL 编辑器事务');
+    expect(sqlEditorTransactionTool?.tool.function.description).toContain('托管事务');
     expect(sqlRiskTool?.desc).toContain('SQL 的执行风险');
     expect(sqlRiskTool?.tool.function.description).toContain('危险点');
     expect(appLogTool?.desc).toContain('GoNavi 应用日志');
@@ -208,6 +211,7 @@ describe('aiToolRegistry', () => {
     expect(tools.some((item) => item.function.name === 'inspect_external_sql_directories')).toBe(true);
     expect(tools.some((item) => item.function.name === 'inspect_external_sql_file')).toBe(true);
     expect(tools.some((item) => item.function.name === 'inspect_recent_sql_activity')).toBe(true);
+    expect(tools.some((item) => item.function.name === 'inspect_sql_editor_transaction')).toBe(true);
     expect(tools.some((item) => item.function.name === 'inspect_sql_risk')).toBe(true);
     expect(tools.some((item) => item.function.name === 'inspect_app_logs')).toBe(true);
     expect(tools.some((item) => item.function.name === 'inspect_recent_connection_failures')).toBe(true);